Wheaton Accident Only Health Insurance Plan
WHEATON ACCIDENT ONLY HEALTH INSURANCE PLAN
The Accident Only plan (view brochure) has been developed specifically for Wheaton college varsity and club athletes. This policy provides coverage above and beyond the limitations of many personal health insurance plans. Enrollment in the Accident Only plan meets the college's requirement that athletes must have an insurance policy which provides coverage for athletic injuries and which has a coverage limit of at least $50,000.
If you are presently enrolled in the Wheaton Accident and Sickness Insurance plan, you are already covered for athletic injuries and, therefore, you do not need to enroll in the Accident Only plan.
Features of the Wheaton Accident Only plan include:
1. 12 months of coverage, from August 6, 2008 to August 5, 2009.
2. Full coverage for injuries directly related to organized varsity athletics up to $2,500 and then 80% of usual and customary charges up to $50,000 (i.e. all deductibles and co-payments are waived for the first $2,500).
3. The ability to use the team physician even though he may not be in network and to submit the claim through the Accident Only policy.
4. Use as a secondary policy to cover expenses not covered by a student's primary insurance company (i.e. if your primary insurance company pays only 80%, you can submit the remaining 20% to this policy).
For benefits and important exclusions (i.e. sickness, orthotics, knee braces, ankle braces, etc.), please refer to the Accident Only plan brochure (view).
To enroll in the Accident Only Plan and to view answers to frequently asked questions regarding Wheaton insurance, visit the Gallagher Koster website at gallagherkoster.com.
Please note: You must waive the Accident and Sickness plan in order to enroll in the Accident Only plan.